Category Archives: Disability Insurance

Delving in to Disability Coverage

 

My guest in this episode of Your Wealth Curve is Scott Bunker, a general agent with Ameritas specializing in individual disability insurance policies. We asked Scott to join us today to delve deeper into the topic of disability insurance coverage, which was previously covered in Episode 2. Scott helps us to figure out the differences between individual coverage versus group or association coverage, and offers advice on how to examine what you may already own and how to decide on the type of coverage that best suits your needs.

After listening to Episode 2, you are convinced that the asset of your income and your potential to earn is the most important asset we have, and that it is no doubt worth protecting. You have listened to the statistics – 1 in 4 Americans in their 30s will become disabled by the time they reach the age of 65. Continue reading

Disability Insurance

The Importance of Disability Insurance in Your Financial Plan

I recently visited the home offices of Ohio National Financial Services in Cincinnati, Ohio, to discuss the importance of having a disability insurance policy with Jeff Wheatley, a disability income specialist there. Jeff has been in the disability insurance business since 1978, in both policy sales and product development, and we went on to discuss how having the maximum disability coverage is an essential part of your comprehensive wealth plan.

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