Category Archives: Life Insurance

An Overview of Life Insurance

Typically when we discuss a topic in the episodes of Your Wealth Curve, I call in an expert in that field to lend their expertise. In this episode, I am calling on myself as the expert. Our topic is life insurance, which is something I have accumulated a wealth of knowledge on over the years in my financial planning practice.

I started off my career in the life insurance business in 1989, on a college contract with Principal Mutual between my junior and senior year. I spent a lot of time talking to people about why they should protect their families with life insurance. Back then, life insurance was this dirty word, not really considered a financial product, or any kind of useful tool that people wanted to discuss. It always seemed strange to me why no one wanted to discuss life insurance or how it can play a vital part in your financial plan. Continue reading